Gusto Wallet Apps on Google Play

In the pay tab, we didn’t see a financial goals tool, and when trying to set up the paycheck splitter, the “add bank account” button wasn’t responsive. However, under the paycheck splitter setting, we were able to see the option of depositing a dollar amount or percentage of a paycheck into any given account. Gusto has at least two standout features from its competitors, namely, the ability to pay a variety of employee types as well as tools to support their financial goals. Gusto is a full-service payroll and HR platform designed to grow with U.S.-based startups and small businesses. Gusto allows you to easily enroll in workers’ compensation insurance through its platform through an integration with NEXT Insurance.

• After that point, you’ll simply need to input employee hours weekly or biweekly and Gusto will run payroll.
• Their hours then sync up with payroll, making it easy to run payroll tied to an hourly rate.
• The main dashboard displayed pending time off requests for review but clicking on that to-do item brought us to the main time off page in the platform.
• You simply choose a schedule—Gusto automatically suggests one for you—and confirm state tax details based on where employees are located.

This website is using a security service to protect itself from online attacks. There are several actions that could trigger this block including submitting a certain word or phrase, a SQL command or malformed data. However, the downside we noticed is that payroll and adding new team members, in particular, require a lot of manual data entry upfront. In addition, gusto login customization of reporting, templates and dashboard is limited. We tested Gusto’s Simple plan features using the Google Chrome browser on a Windows laptop and the Gusto Wallet app on an Android mobile device. Our ability to test the features was limited, as they required entering real bank account information and signing into external accounts.

Does Gusto offer health insurance?

For more options, browse our roundup of best workers’ compensation insurance providers. Gusto syncs payroll, taxes and wages data directly to QuickBooks to make accounting even easier. Gusto also has built-in ACA, COBRA, HIPAA and ERISA compliance for benefits administration. Testing Gusto out from the employee’s point of view, we were able to easily update our personal details, view and enroll in benefits and more. We found time off policies easy to set up, and we like that Gusto suggests time off policies to include. Gusto has its own native applicant tracking tool available to Gusto Plus and Premium customers, but if you choose the Simple plan, you can integrate an external ATS, such as JazzHR or Greenhouse.

To begin using the Gusto platform, you start by entering all the relevant company data, including tax information, benefits, bank account details and any third-party apps you want to integrate into the software. Gusto is a great choice for startups and small businesses that want to focus on automated, compliant payroll and build out from there to include solutions for benefits, time tracking and more. Gusto includes a reports library for the categories of time tracking, contractors, payroll and more. Otherwise, it’s easy to create your own report related to either employee information or payroll by selecting what variables to include. On those plans, both hourly and salaried nonexempt employees can track their hours. It was very easy to create an offer letter template that you can reuse to save time.

Recruiting and Onboarding

The main dashboard displayed pending time off requests for review but clicking on that to-do item brought us to the main time off page in the platform. Time off management features might work better in the Plus or Premium plans. Gusto files employee W-4s and contractor W-9s as part of their profile setup, and it creates and distributes W-2 and 1099 forms each January for tax returns. You can also elect to have Gusto automatically file a new hire report in an employee’s state when you hire them. You simply choose a schedule—Gusto automatically suggests one for you—and confirm state tax details based on where employees are located.

• Employees can use Gusto Wallet to manage their profiles, view pay information and insights and access Gusto’s other financial tools.
• The platform offers a checkbox option to invite the added employee or contractor to fill out the rest of the information themselves.
• The service keeps you updated and automatically alerts employees of any changes to the law to keep you compliant.
• If you pay anyone by check, you have to manually print checks Gusto generates.
• However, under the paycheck splitter setting, we were able to see the option of depositing a dollar amount or percentage of a paycheck into any given account.
• Though these features are available to Gusto Plus or Premium customers only, customers opting for Simple can integrate with several external time tracking tools such as Deputy, Homebase and QuickBooks Time.

If you pay anyone by check, you have to manually print checks Gusto generates. It doesn’t have an option to automatically print and mail physical paychecks. Gusto’s tech teams regularly test its software to prevent problems and outages and it has an on-site security team ready to take action in case any issues arise. From the employee side, it’s very easy to initiate an expense reimbursement request. Employees can upload a receipt and add a memo, so it’s clear what the payment is for. Gusto enables HR teams to pay employees one-off, reimbursable expenses for things such as work-from-home stipends or travel expenses.

Does Gusto offer workers’ compensation?

Gusto allows employees to access and manage their own information by offering individual profile accounts. Users can download the Gusto mobile app, or sign in from the web, to view payday data, edit tax details, see available PTO and even clock in and out right on their phone. In addition, the platform shares income insights and personal tax documents such as W-2s. OnPay is an all-in-one payroll and HR solution that is designed specifically for small businesses.

• Gusto is not a health insurance company but can help you manage your employee health insurance benefits.
• It has an A+ rating with the Better Business Bureau (BBB), although neither Gusto nor ZenPayroll is accredited with the organization, which is a paid service.
• It was easier to request time off in the Gusto Wallet app, as we didn’t have to choose the time-off type first.
• Users can download the Gusto mobile app, or sign in from the web, to view payday data, edit tax details, see available PTO and even clock in and out right on their phone.
• Plans can be customized to fit your needs and come with features such as automatic tax filing and reports, easy employee payroll and available add-ons for marketing and legal assistance.

Gusto’s phone support is only available Monday through Friday from 7 a.m. MT. Customers on the Premium plan get access to priority support, meaning they can skip the queue when they call, but there is no 24/7 phone support available. Gusto helps you stay compliant with local labor laws with its labor law poster store. You can print labor law posters to post for on-site employees or send e-notices to remote employees. The service keeps you updated and automatically alerts employees of any changes to the law to keep you compliant. It costs $10 per month for up to five employees, plus $1 per additional employee per month.